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This policy provides you with coverage for your property against loss or damage by fire, lightning, and domestic gas explosion.
For an additional premium, it can be extended to cover the following perils namely: |
- Aircraft damage
- Impact damage
- Explosion
- Storm & tempest
- Flood
- Bursting or overflowing of water tanks or pipes
- Subsidence & landslip
- Earthquake and volcanic eruption
- Riot, strike and malicious damage
- Spontaneous combustion
- Sprinkler leakage
- Bush/lolling fire
- Damage by falling trees or branched and objects
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Optional Coverage |
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Burglary Insurance
This policy provides you with coverage for your property against loss or damage by burglary/robbery whilst contained in the premises.
All Risk Insurance
This policy provides you with coverage for loss of money/securities due to burglary/robbery whilst in transit and/or whilst kept in premises.
Money Insurance
This policy provides you with coverage for loss of money/securities due to burglary/robbery whilst in transit and/or whilst kept in premises.
Plate Glass Insurance
This policy provides you with coverage for repair or replacement of plate glass signage and display units due to accidental breakage.
Fire Consequential Loss
This policy provides you with coverage for loss of profits, revenue, rental, standing charges, wages, or salaries on a payroll basis and increases in the cost of working due to business interruption as a result of the fire and/or other extended perils. |
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House Owner Insurance |
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- Fire, lightning, thunderbolt and subterranean fire
- Explosion
- Aircraft damages
- Impact damages (by third party vehicle only)
- Bursting or overflowing of water tanks, apparatus or pipes
- Theft subject to forcible violent entry or exit
- Hurricane, cyclone, typhoon, windstorm
- Earthquake, volcanic eruption
- Flood (including overflowing of the sea)
- Riot strike and malicious damage
- Loss of rent - up to 10% of the Sum Insured
- Alternate Accommodation expenses - up to 10% of the Sum Insured
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How Do We Work? |
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At Life Star, we are committed to providing excellent customer service to all of our clients. When you make an enquiry with us, here's what you can expect:
- We will promptly respond to your enquiry, either by phone or email.
- Our team will work with you to schedule a convenient time for an on-site inspection.
- Our team will visit your location to assess your needs and provide you with a detailed quote.
- Within 3 business days of the inspection, we will send you a detailed quotation outlining our coverage and pricing.
- If you decide to proceed, we will ask you to confirm your acceptance of the quotation and provide payment details.
- Once payment is received, we will issue and email the policy to you.
- As part of our commitment to excellent customer service, we provide renewal reminder services. We will make sure to remind you when it is time to renew your policy next year, so you never miss a deadline.
At Life Star, we believe in transparency, honesty, and open communication with our clients. If you have any questions or concerns at any point in the process, please do not hesitate to contact us |
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