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What is Group Hospital & Surgical Insurance Policy insurance?

A group medical insurance plan which covers the cost of medical treatment and hospitalisation for your employees, due to accidents and sickness. You can tailor the plan to meet your company’s specific needs.

Key Coverage


Outpatient Benefits

  • Pre-hospitalization and pre-surgical diagnostic services
  • Pre-hospitalization specialist fees
  • Post-Hospitalization Treatment
  • Emergency accidental outpatient treatment
  • Outpatient monthly outpatient cancer treatment
  • Emergency accidental dental treatment 


Inpatient Benefits

  • Hospital room & board
  • Surgeon fees
  • Anaesthetist Fees
  • Intensive Care Unit
  • Hospital services & supplies
  • Day care surgery
  • Operation theatre
  • In-hospital physician visit


Special Benefits

  • Ambulance Fee
  • Daily cash allowance at general hospitals
  • Bereavement allowance